BOC Kenya Limited ( 2018 Abridged Report

first_imgBOC Kenya Limited ( listed on the Nairobi Securities Exchange under the Energy sector has released it’s 2018 abridged results.For more information about BOC Kenya Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the BOC Kenya Limited ( company page on AfricanFinancials.Document: BOC Kenya Limited (  2018 abridged results.Company ProfileBOC Kenya Plc (BOC), established in Mombasa, Kenya, in 1940, is a leading supplier of industrial, medical and special gases in East Africa. In 1947 the company started operations in Nairobi and later years, in Kisumu, Kampala, Mwanza and Dar-es-Salaam. The Company listed on the Nairobi Securities Exchange in 1969. BOC Kenya’s portfolio includes dozens of different gases and mixtures, as well as related equipment and services. The Company’s customer base cuts across a large spectrum and includes public and private hospitals, food processors, civil and mechanical engineering contractors, motor vehicle body builders, hotels and restaurants, the informal business sector (“Jua Kali”) and small and medium enterprises. Product range includes bulk gases (Oxygen, Nitrogen and liquefied petroleum gas(LPG), packaged (cylinder) gases and engineering services (Medical equipment, Construction of medical and other gas pipelines, Gas storage tanks, etc). BOC Kenya Limited is listed on the Nairobi Securities Exchangelast_img read more

Women need integrated services for empowerment, panel says

first_img Rector Knoxville, TN New Berrigan Book With Episcopal Roots Cascade Books Rector Martinsville, VA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Assistant/Associate Rector Morristown, NJ Curate Diocese of Nebraska Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Course Director Jerusalem, Israel Submit an Event Listing Curate (Associate & Priest-in-Charge) Traverse City, MI Rector Albany, NY Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector/Priest in Charge (PT) Lisbon, ME The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Press Release Service Rector Hopkinsville, KY Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Director of Administration & Finance Atlanta, GA Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Youth Minister Lorton, VA The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector Shreveport, LA Rector Collierville, TN By Mary Frances SchjonbergPosted Mar 12, 2014 Lucille Pilling opens a March 12 panel related to the United Nations Commission on the Status of Women session at the Episcopal Church Center in New York. Panelists included (l-r) Ann Starrs, Ariella Rojhani, Ayra Inderyas and Granny Seape. Photo: Mary Frances Schjonberg/Episcopal News Service[Episcopal News Service] When Granny Seape worked in the credit departments of two different banks in post-apartheid South Africa, she grew tired of managers who refused to see that “if you invest in a woman, you are investing in the whole nation.”Seape, an Anglican Consultative Council delegate to the March 10-21 session of the United Nations Commission on the Status of Women, came to those banks after working with the U.N. High Commissioner for Refugees to resettle people back into South Africa after the end of apartheid and then working in the Southern Africa division of the World Bank in Washington, D.C.When she returned to South Africa, Seape worked in the low-cost housing mortgage divisions of first one and then a second national bank. At both banks, she realized that managers were systematically refusing to give small mortgages to low-wage earners, especially black women who had been domestic workers during the apartheid years, she told a March 12 gathering at the Episcopal Church Center in New York.Eventually, Seape decided to start a construction company in 1998 to build good houses for low-income people. Since its beginning, Ahanang Hardware & Construction has built more than 15,000 homes, she said.Ahanang means “let’s build together” and Seape explained that the company’s first project established the empowerment model it still uses. The project in an underserved area recruited local women to learn basic construction skills and related trades such as making concrete blocks and window frames. Seape said the company and the local women built 2,000 homes and some of those women also built small businesses out of the trades they had learned.“Every area that we went into, we would train the women first and ensure that they get part of the development as their own project,” Seape explained. “Everywhere we go we make sure that we empower women.”Financial empowerment, she told the gathering, is a way to empower women to overcome abuse, illiteracy and other issues.That interrelated nature of women’s empowerment was the broad topic of the March 12 panel discussion at the church center. The panel had a more specific emphasis on the integration of access to women’s medical services as a path to empowerment, not just for women but for their families and their communities.“Women are the lynchpins across so many sectors,” is how panelist Ann Starrs, president of Family Care International, explained the connections.But, she said, too often services such as medical care for low-income women are “siloed” in terms of delivery and in terms of evaluation so that women and their children may have to go to multiple clinics to obtain all the services they need. This happens in poorer countries, she said, because donors tend to provide money for specific issues or to specific segments of the population.Advocates need to convince governments and non-governmental organizations to pay for and favor better-integrated delivery systems, she said.“You need to look at this from the woman’s perspective,” Starrs said. “Every time she walks into a clinic with her children, her newborn, maybe her husband, are all members of that family getting the services they need in that clinic on that day? We really need to push for this women-centered approach.”Ariella Rojhani, senior advocacy manager for the NCD Alliance, said the way the U.N.’s Millennium Development Goals divide some women’s health issues into distinct categories has aided in the silo effect Starrs named.“The MDGs set this framework and the funding followed accordingly,” Rojhani said, so that governments and other organizations funding programs centered on one disease or one hoped-for outcome.“We think it is nothing short of malpractice for somebody to go to a clinic for their anti-retroviral therapy and they don’t get their blood pressure checked,” she said.In addition, Rojhani said, the health-related MDGs “have been tremendously successful in improving health outcomes around the world, but one of the critical oversights of this MDG framework was the exclusion of non-communicable diseases.”The alliance, which focuses on global impact of non-communicable diseases such as cancer, heart and chronic respiratory diseases and diabetes, wants global health and development policymakers to consider the health-related results of tobacco use, harmful use of alcohol, poor diet and physical inactivity.Ayra Inderyas, secretary of the women’s desk in the Church of Pakistan’s Diocese of Lahore, used the term “simultaneous intervention” as another way to describe the needs to empower women in a multidisciplinary way. The diocese uses small community-based groups to empower women with a range of education and services from hand water pumps to Bible studies about gender justice.She said the diocese’s work takes place in a country where Christians are a distinct minority and that Christian women are thus in double jeopardy. “And if they are poor, then they are facing triple jeopardy,” she added.Presiding Bishop Katharine Jefferts Schori March 12 greeted Anglican and Episcopal participants in the 58th session of the United Nations Commission on the Status of Women. “The advocacy work that you are doing here and the empowerment work you are doing in your own contexts makes an incredible difference,” she said. “I wish you well. I pray for your work these two weeks. I pray that you may continue to be effective agents of change and transformation in this world. That’s what we are about in seeking the kingdom of God.” Photo: Mary Frances Schjonberg/Episcopal News ServicePanel moderator Lucille Pilling, the Episcopal Church’s representative to the current UNCSW session, said at the end of the session that the “takeaway” for her was the importance of working together “to create that groundswell – that demand.“Then things will happen, then we will have the empowerment of women, then we will have the united voice that will demand the policies that will meet the demands of women through the continuum of their life cycle,” she said.The theme of the current UNCSW session is “challenges and achievements in the implementation of the Millennium Development Goals for women and girls.”Anglicans and Episcopalians were selected by their primates to attend on behalf of their province and will be monitoring plenary sessions and attending parallel events (panels and meetings) on topics that all speak to that theme.The women attending on behalf of the Anglican Communion are from Australia, Bangladesh, Brazil, Canada, Central Africa, Congo, England, Hong Kong, Indian Ocean, Japan, Korea, Myanmar, New Zealand, Pakistan, Rwanda, Scotland, South Africa and the United States.A summary of the rest of the Anglican/Episcopal-related UNCSW activities is here.– The Rev. Mary Frances Schjonberg is an editor/reporter for the Episcopal News Service. Rector Bath, NC Cathedral Dean Boise, ID Rector Pittsburgh, PA center_img Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Missioner for Disaster Resilience Sacramento, CA Rector Smithfield, NC Rector Washington, DC Associate Rector Columbus, GA Featured Jobs & Calls Family Ministry Coordinator Baton Rouge, LA Priest Associate or Director of Adult Ministries Greenville, SC Submit a Press Release Assistant/Associate Rector Washington, DC Priest-in-Charge Lebanon, OH Featured Events Rector Belleville, IL An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Submit a Job Listing Bishop Diocesan Springfield, IL Rector and Chaplain Eugene, OR Women need integrated services for empowerment, panel says 58th UNCSW session focuses on MDGs and women, girls Canon for Family Ministry Jackson, MS Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Director of Music Morristown, NJ Associate Rector for Family Ministries Anchorage, AK Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Tampa, FL Rector (FT or PT) Indian River, MI Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Associate Priest for Pastoral Care New York, NY AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Assistant/Associate Priest Scottsdale, AZlast_img read more

The Über Shed / Jost Architects

first_img Projects Houses ArchDaily Australia The Über Shed / Jost Architects Year:  Save this picture!Courtesy of Patrick Jost+ 25 Share 2013 CopyHouses•Main Ridge, Australia Architects: Jost Architects Year Completion year of this architecture project CopyAbout this officeJost ArchitectsOfficeFollowProductsWoodGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesMain RidgeHousesAustraliaPublished on September 16, 2013Cite: “The Über Shed / Jost Architects” 16 Sep 2013. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogPartitionsSkyfoldChoosing the Skyfold Wall for Your SpaceGlass3MGlass Finish – FASARA™ GeometricShower ColumnshansgroheShoulder ShowersPanels / Prefabricated AssembliesMorin Corp.Metal Wall Systems – ExposedStonesCosentinoSurfaces – Dekton® Stonika SeriesConcrete FloorsSikaIndustrial Floor CoatingsHanging LampsLouis PoulsenPendant Lights – KeglenDoorsSky-FrameInsulated Sliding Doors – Sky-Frame SlopeThermalSchöckMinimizing Thermal Bridges in BalconiesWindowspanoramah!®ah! Ultra MinimalistEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreWork ChairsDynamobelWork Chair – SLAT 16More products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamcenter_img ShareFacebookTwitterPinterestWhatsappMailOr Clipboard The Über Shed / Jost ArchitectsSave this projectSaveThe Über Shed / Jost Architects “COPY” 2013 Photographs Year:  Photographs:  Courtesy of Patrick JostSave this picture!Courtesy of Patrick JostRecommended ProductsWindowsSky-FrameRetractable Insect Screen – Sky-Frame FlyWoodBruagBalcony BalustradesEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornWindowsAir-LuxSliding Window – CurvedText description provided by the architects. The ÜberShed is a new work-shed / rural retreat on Victoria’s Mornington Peninsula. The client’s brief was for a functional shed with a work bench area, to house farming equipment, and a simple, attached retreat with a bathroom, kitchenette and sleeping area. Save this picture!Courtesy of Patrick Jost“The client wanted a practical shed for their farm which also included an area he and his family could use when coming to the farm for the day or short visits; an uncomplicated and aesthetically pleasing space which had both the pragmatism of an outbuilding and the appeal of a living space.  Furthermore, it had to be sympathetic with, and take advantage of, the amazing surroundings of huge gum trees, native ferns and amazing views looking over the Peninsula” says the architect, Patrick Jost.Save this picture!Courtesy of Patrick JostConceptually, the two areas of the building are positioned to form an L shape, taking advantage of the impressive view through the valley to the north. The work area is has two roof pitches, one steeper to suit the photovoltaic panels to provide power to the building. From one aspect, the building is in essence a classic Australian shed clad in galvanized corrugated roof sheet. When viewed from another angle, it is clad in the rough sawn hardwood with large sliding doors made from recycled timber sourced by the client. The retreat’s wall from this side is solid and clad in corrugated sheet with a simple timber recess to maintain a visual barrier to the trucks and tractors driven in and out of the shed during the day. In contrast to this, the other aspect has a full building length of glazing orientated towards the bush outlook, grazing kangaroos and sunsets. Save this picture!Courtesy of Patrick JostThe interior, by Mini Living Interiors, compliments the simplicity of the overall design with raw but neat and clean finishes such as polished concrete floors, exposed steel structure and a rustic wall paper that perfectly suits the external finishes and design. The client also created an amazing “display wall” inside the shed, made up of old farming equipment and tools that was owned by his grandfather and is a tribute to him.Save this picture!Courtesy of Patrick JostThe Über Shed is a contemporary interpretation of an archetypal piece of the Australian bush that sits comfortably in its beautiful location.Save this picture!Floor PlanProject gallerySee allShow lessIn Pursuit of Architecture: A Conference on Buildings and IdeasEvent2013 Restaurant & Bar Design Award WinnersArchitecture News Share ShareFacebookTwitterPinterestWhatsappMailOr Clipboard “COPY”last_img read more

Casa Patio / CM4 Arquitectos

first_img Photographs “COPY” Projects CopyAbout this officeCM4 ArquitectosOfficeFollowProductsGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSevillaSpainPublished on March 28, 2019Cite: “Casa Patio / CM4 Arquitectos” [Casa Patio / CM4 Arquitectos] 28 Mar 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Alloy: Nordic BrassHanging LampsVibiaHanging Lamp – VOLConcreteKrytonCrystalline Waterproofing – KIMSkylightsLAMILUXGlass Skylight FE PassivhausPorcelain StonewareCosentinoSurfaces – Dekton® Chromica CollectionBricksFeldhaus KlinkerThin Bricks – ClassicGlassDip-TechDigital Ceramic Printing for Interior DesignWoodStructureCraftEngineering – FootbridgesAluminium CompositesCymat Technologies Ltd.Bundang Doosan Tower – Alusion™ Stabilized Aluminum FoamTable LampsRoss GardamDesk Lamp – OraMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Spain Casa Patio / CM4 ArquitectosSave this projectSaveCasa Patio / CM4 Arquitectos ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Area:  397 m² Year Completion year of this architecture project Houses Year:  ArchDaily Photographs:  Fernando AldaDirection Of Execution:Javier Rodrigo GiménezStructures Calculation:Duarte y AsociadosFacilities Calculation:Miguel SánchezLandscaping:Mónica MagísterConstruction:Obratec ConstruyeFacilities:Noland EfitecCity:SevilleCountry:SpainMore SpecsLess SpecsSave this picture!© Fernando AldaRecommended ProductsDoorsSaliceSliding Door System – Slider S20Bulbs / Spots / Wall LightsAxolightWall And Ceiling Blackspot Light – FavillaDoorsVEKADoors – VEKAMOTION 82DoorsGorter HatchesRoof Hatch – RHT AluminiumText description provided by the architects. Alberto Campo Baeza explained in an article about his Casa Gaspar that the architect must be like a doctor. A good one, that listens attentively to the patient and makes all the necessary analyzes to be able to emit a diagnosis based on his knowledge. But if the patient does not trust the doctor’s opinion, their skills are useless. The same thing happens to architects.Save this picture!© Fernando AldaThat’s why this assignment has been especially comforting for us. The property invited us to their home designing contest, by giving us detailed information about their needs. This information, added to what we could rescue from a couple of meetings and visits to the plot, allowed us to develop a free proposal. It was about making an accurate diagnosis based on the previous analyses.Save this picture!© Fernando AldaSave this picture!Longitudinal SectionSave this picture!© Fernando AldaLater we continue the development of the project by designing spaces which have been enriched with the contributions of their owner and all other people involved in the construction process of the house. For us, designing a home in Seville cannot be the same as doing it in Oslo or Bogotá. We have an architectural culture and climatic conditions that profoundly affect our buildings: the relationship of built spaces and voids, the prominence of light, the power of the interior and private life of the home, the predominant use of white.Save this picture!© Fernando AldaProject gallerySee allShow lessM2 Tourist Port at Bai Lianjing / TJAD Original Design StudioSelected ProjectsPark and Residence ‘Las Majadas de Pirque’ / Lyon Bosch ArquitectosSelected Projects Share CopyHouses•Seville, Spain ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Architects: CM4 Arquitectos Area Area of this architecture project Save this picture!© Fernando Alda+ 24Curated by Clara Ott Share Casa Patio / CM4 Arquitectos “COPY” 2018last_img read more

QB Kenny Hill aims to be resilient, not perfect

first_imgDefender first TCU soccer player be drafted into the National Women’s Soccer League Facebook Linkedin Kristen Clarke Kristen Clarke Kristen Clarke Kristen Clarke Website| + posts Twitter Former wide receiver launches clothing line on TCU’s Pro Day ReddIt Kristen Clarke is a senior studying sports & broadcast journalism from Barrington, Illinois. She is a member of the TCU Cheerleading team. There’s a new Horned Frog in town Twitter Linkedin TCU baseball finds their biggest fan just by saying hello printLast season quarterback Kenny Hill’s goal was perfection, any mistake in a game would appear to rattle him for the rest of play.This season, head coach Gary Patterson is working to break that mindset.“He felt like he had to be perfect,” TCU head coach Gary Patterson said, “You just need to throw it so they can catch it.”For his part, Hill is learning to bounce back after a mid-game mess up.“I mean you throw an interception or something you just bounce right back,” Hill said. “It’s nothing, you move onto the next play.”Last year, Hill averaged a 61.1 percent completion rate. This season his completion percentage is 72.2 percent so far, he has four touchdown throws and two interceptions. But he’s not done thinking about how to make those stats even better.“I think I can make decisions faster,” Hill said.  “And get us in the right plays in different situations. Those are two things I can get better at.”Patterson is optimistic and remains faithful in regards of TCU’s underdog reputation.[<a href=”//” target=”_blank”>View the story “#EyesUpKeepClimbing” on Storify</a>]“Understate, overplay,” Patterson said. “We’ve made it here 20 years understating and overplaying. I don’t see any reason to change that way of doing things.”TCU plays SMU at home for family weekend, kickoff is at 2:30 p.m. Saturday. Kristen Clarke TCU begins $2M renovation to surface of football practice field Facebook TCU quarterback Kenny Hill celebrates a win over Arkansas with fans after an NCAA college football game in Fayetteville, Ark., Saturday, Sept. 9, 2017. (AP Photo/Michael Woods) Previous articleFrogs drop defensive battle to Mustangs in DallasNext articleVolleyball eases past SMU, earns 3-1 victory in Metroplex rivalry Kristen Clarke RELATED ARTICLESMORE FROM AUTHOR ReddIt Another series win lands TCU Baseball in the top 5, earns Sikes conference award TCU rowing program strengthens after facing COVID-19 setbacks last_img read more

Helpline launched as river incidents reach worrying level

first_img Previous article€4.4million paid for 18 apartments in 24 hoursNext articleInvestigations continuing into cause of hotel fire Staff Reporter WhatsApp RELATED ARTICLESMORE FROM AUTHOR Surgeries and clinic cancellations extended Facebook First Irish death from Coronavirus Linkedin No vaccines in Limerick yet Proceedures and appointments cancelled again at UHL Emailcenter_img Advertisement TAGSfeatured Shannondoc operating but only by appointment Print Walk in Covid testing available in Limerick from Saturday 10th April Twitter girl holding help me signgirl holding help me signby Andrew [email protected] up for the weekly Limerick Post newsletter Sign Up YOUNG people suffering with mental health difficulties are being encouraged to reach out for help “because there is always someone there to talk”.The message comes as Limerick city rescue services report a worrying increase in the number of young men and women being taken from the River Shannon either dead or in a serious condition.Over a single week, local emergency services were called to help three young men in separate incidents on the river.The body of an 18 year-old student from west Limerick was recovered from the river by divers from the Marine and Rescue service behind Henry Street Garda Station shortly after 2.30am on Tuesday, September 7.In the early hours of last Friday morning, Limerick Fire and Rescue and the Marine Search and Rescue services responded to a call from the Corbett Suicide Prevention Patrol (CSPP) that a young man was seen entering the water at Sarsfield Bridge. The man in his early 20s, who jumped from the bridge while the river was at low tide, injured himself in the fall and was brought to safety by rescue swimmers. He is recovering in hospital.A man in his 20s was rescued from the river at O’Callaghan’s Strand in the early hours of Tuesday morning after a person in the area heard a splash as he entered the water. Swift water swimmers from the fire and rescue service brought him to safety.With the increase in river based emergencies, St Patrick’s Mental Health Services have launched the ‘Walk in My Shoes’ helpline, the first of its kind in Ireland aimed at young adults aged 18-25 years.The helpline is staffed by experienced mental health nurses who can provide information to young adults about mental health issues and the supports and services available to them.Director of Services, Tom Maher, said that suicide is the number one cause of death among young men and that 75 per cent of all mental health difficulties begin before 24 years of age.“By funding a phone line that specifically targets 18-25 year olds, we can offer this vulnerable age group the opportunity to seek help early, which is a critical factor in the recovery process for anyone with a mental health difficulty.”Launching the service, Niall Breslin, better known as television personality Bressie, said that young men were notoriously bad at talking about their feelings, but the helpline would make that first step a lot easier.“I know if I hadn’t have reached out to a helpline when I was at college things could have been very different”, he said.The ‘Walk in My Shoes’ helpline service can be contacted at 01 249 3555, or email [email protected] 116 123 or email [email protected]
Console 1800 247 247 – (suicide prevention, self-harm, bereavement)
Aware 1890 303 302 (depression, anxiety)
Pieta House 01 601 0000 or email [email protected] – (suicide, self-harm)Teen-Line Ireland 1800 833 634 (for ages 13 to 19)
Childline 1800 66 66 66 (for under 18s) NewsHelpline launched as river incidents reach worrying levelBy Staff Reporter – September 21, 2015 604 last_img read more

Latest Look Offers Mixed Default Picture

first_img Tagged with: 90-day defaults Black Knight Financial Services Mortgage Monitor Foreclosure Starts Foreclosures  Print This Post Related Articles Subscribe January 11, 2016 1,876 Views About Author: Brian Honea 90-day defaults Black Knight Financial Services Mortgage Monitor Foreclosure Starts Foreclosures 2016-01-11 Brian Honea Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Latest Look Offers Mixed Default Picture Latest Look Offers Mixed Default Picture Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days agocenter_img Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: The Week Ahead: Housing Policy and the State of the Union Address Next: A Whole New Ballgame: Rebrands Itself as Ten-X Demand Propels Home Prices Upward 2 days ago While a seasonal decline in foreclosure starts is customary for this time of year, in November foreclosure starts fell to levels not seen in nearly a decade.Meanwhile, 90-plus day delinquencies experienced a seasonal increase in both October and November.Could there be a correlation between the two? Definitely, according to Black Knight Financial Services’ November 2015 Mortgage Monitor released Monday.In November, there were 31,000 first-time foreclosure starts, the lowest total for any one month since 2005, when Black Knight began tracking the data. In fact, November’s foreclosure starts total was 18 percent lower than the lowest monthly total reported in 2005, which was in January of that year (37,700). November’s total of repeat foreclosures (35,000) was the lowest total for any one month since April 2008. Overall, the 66,000 foreclosure starts were the lowest total in a month since April 2006, partially due to seasonality, since November contained two federal holidays (Thanksgiving and Veteran’s Day).Seasonality drove the 27 percent increase in 90-day defaults since March, but 90-day defaults were still down by 19 percent over the year in November. The combination of the seasonal increase in 90-day defaults and the sharp decline in foreclosure starts is contributing to the increase in 90-day delinquent inventory in October and November, according to Black Knight.”The rise in 90-day delinquencies we highlighted in this month’s Mortgage Monitor are strictly seasonal, matching the historical pattern very well,” said Ben Graboske, SVP of Black Knight Data and Analytics. “The drop in foreclosure starts is driven by the overall decline in 90-day delinquent inventory, which is down by over 25 percent from a year ago. Interestingly, foreclosure starts are actually taking place at a slightly higher rate as compared to the remaining 90-plus delinquent inventory today than they were a year ago. That said, we anticipate a continued decline in foreclosure starts as 90-day delinquent inventories continue their overall trend of improvement.”In judicial foreclosure states, 90-day default rates were 25 to 30 percent higher than in non-judicial foreclosure states for the six-month period ending in November, according to Black Knight.Click here to view the entire November 2015 Mortgage Monitor. The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily in Daily Dose, Featured, Foreclosure, Newslast_img read more

The Industry Pulse: Updates on LoanLogics, WFG, and More

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago August 29, 2019 1,137 Views Jacksonville, Florida-headquartered technology services provider, Black Knight Inc. has announced that Gateway First Bank, one of the 10 largest banks by assets in Oklahoma now uses Black Knight’s Ernst Fee Service.Black Knight said that this enterprise solution provides lenders and settlement agents with accurate recording fees and taxes to assist a lender with its TRID compliance efforts. Gateway First Bank will use the fee and monitoring service to help mitigate risk associated with fee cures and enhance the consumer experience.“We needed a trusted provider that could automate our fee and closing cost data to help us more accurately disclose fees to customers,” said Whitney Barth, VP, Product Development Management for Gateway First Bank. “Fees frequently change during the loan process, and Black Knight’s Ernst Fee Service lets us provide our customers with accurate fees based on the closing date and automatically update those fees within our loan origination system.” in Daily Dose, Featured, News, Technology Tagged with: industry pulse Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. From new resources and tools to key hires and promotions, get the latest industry buzz in this update.LoanLogics, a provider in loan-quality technology for mortgage manufacturing and loan acquisition, announced it is the technology provider behind Freddie Mac’s new tool, Freddie Automated Servicing Transfer (FAST), which streamlines the transfer of mortgage servicing rights for Freddie Mac’s Cash-Released XChange.LoanLogics will also provide technology enhancements to expand the capabilities of FAST in support of Freddie Mac’s Co-Issue XChange.Launched in October 2018, FAST is an online tool that enables the physical transfer of mortgage servicing rights by extracting information from imaged documents. Leveraging drag-and-drop functionality, FAST standardizes and simplifies the exchange of documents and data, freeing lenders from managing servicer-specific requirements and processes, while also eliminating multiple, time-consuming manual steps. FAST also gives mortgage servicers a more efficient method to receive documents and data from a variety of lenders, a process that has traditionally been one of the most challenging aspects of servicing transfers.The FAST tool leverages LoanLogics IDEA (Intelligent Data Extraction and Automation) technology, which uses machine learning and other capabilities to transform digital images and scanned documents into verified and validated information for loan boarding. IDEA can be configured to support any servicer’s defined naming conventions, stacking orders and required document sets. It includes data extraction for required information found only in documents and leverages machine learning for the accurate versioning and indexing of all documents.__________________________________________________________________________WFG National Title Insurance Company (WFG), a Portland-based provider of title insurance and real estate settlement services, announced that Gregg W. Christensen has been appointed Senior Business Development Officer for the company’s New York City-based national commercial services division.Christensen comes to WFG with more than 25 years of commercial real estate and title insurance expertise. Prior to joining WFG, he worked with the national commercial services team of another large national title insurer. Before that, he served as publisher and senior vice president of sales for ALM Real Estate Media Group, where he was one of the company’s top producers.“We’re thrilled to have Gregg on board to help us continue our national expansion here in the Northeast,” said Len Franco, WFG vice president and director of commercial services for the region. “His tremendous success in building relationships and his intense focus on the client relationship throughout all phases of the transaction are a huge benefit to both WFG and our clients. It’s an exciting time of growth for WFG, and we see this as a major step toward our goals.”__________________________________________________________________________  Print This Post Share Savecenter_img Servicers Navigate the Post-Pandemic World 2 days ago About Author: Seth Welborn Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles The Industry Pulse: Updates on LoanLogics, WFG, and More Previous: Are We Talking Ourselves Into a Recession? Next: Tennessee Mortgage Company Raises Funds for Vets Home / Daily Dose / The Industry Pulse: Updates on LoanLogics, WFG, and More Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago industry pulse 2019-08-29 Seth Welborn Subscribelast_img read more

Do we listen, value and care enough?

first_imgRelated posts:No related photos. Comments are closed. Do we listen, value and care enough?On 24 Oct 2000 in Personnel Today Employers should channel energy into making their workplaces less stressful instead of fighting claims for compensation, says Audrey BlandAt a time when the Health and Safety Commission has urged trade unions to raise awareness of occupational health issues among their members, it may appear hypocritical that stress-related ill-health is still regarded as a poor relation to chemical poisoning, asbestos or other physical injuries. Employers often assume it is the employee who is faulty and dismiss suggestions that the employer’s systems, management culture or the physical environment of the workplace could be at fault. But even if we accept this diagnosis, are there any benefits to be gained by improving the lot of the employee at work? It is often difficult to evaluate the financial gains of good employee relations as the positive results are realised in the longer term, and most organisations look for short-term paybacks. Long-termism is not fashionable in the cut and thrust of today’s marketplace, although it could become more feasible in the current employee retention scenario. Employers can no longer rely on inherent employee loyalty as the old fashioned psychological contract is in tatters, so they cannot depend on employee devotion to duty if the employee is not treated fairly or with care. So how can we evaluate the benefits of putting into practice the maxim that “our staff are our strategic advantage”? There have been a number of authoritative writers on employee retention and motivation who have demonstrated that money is not the only answer. Staff want to be heard, treated fairly, managed properly, and most of all valued. This takes time and communication and listening skills. Unfortunately, the pace of business life lends itself to providing excuses and reasons for not engaging in listening, valuing and treating staff fairly.What evidence do we have to support this and what, if any, is the cost to industry? The out-of-court settlement to Leslie North for stress in August was greeted by a spokesperson from the Institute of Directors with derision. They were quoted in a national newspaper as referring to the settlement as “the litigation and compensation culture gone absolutely barmy”. “It makes running a business increasingly impossible. If employers don’t start standing up to these increasingly absurd claims they are going to get everything thrown at them. Now anybody who has the normal stresses and strains in a job and believes they cannot cope, for one reason or another, can just claim their huge payout.” The payout was reported to be £100,000, way below the million-pound payouts to departing, not so successful, CEOs of large corporations. Is this double standards?Ever since the landmark Walker case of 1996, there has been a queue forming from teachers to council employees to many unreported cases of employees seeking compensation for the ill-health effects of workplace stress. It is difficult to see the tide turning and employees going back to the good old days of putting up with poor work conditions for longer-term security of tenure. Employers can no longer offer this and the new generation of staff may not want it. They are highly mobile with portable skills so it may be more financially beneficial for employers to channel the efforts expended in fighting claims into assessing risk and removing the causes of workplace stress. These will have benefits far beyond the immediate benefit to a particular worker, as the more capable may choose to vote with their feet, and seek out a more caring employer or less stressful working environment.If we believe that people are really an organisation’s strategic advantage, why do some just forget to listen, value them and assess the risk to their well being and productivity all in the name of expediency? Audrey Bland is an independent consultant and lecturer at Middlesex University Business School Previous Article Next Articlelast_img read more

HR calls for block on planned EU temps directive

first_imgRelated posts:No related photos. Comments are closed. HR calls for block on planned EU temps directiveOn 12 Mar 2002 in Personnel Today Nearly 60 per cent of HR professionals want the UK to block EU legislationgiving temporary staff the same rights to remuneration as full-time staff. The survey, by law firm DMH, finds almost 30 per cent of the 400 HRprofessionals surveyed would reduce the number of temps they employ if theplanned EU directive is introduced. More than half of the respondents would consider employing temporary staff directlyand 33 per cent anticipate using full-time cover staff to fill gaps. Rustom Tata, an employment lawyer and partner at DMH, said: “Employersin the UK use the greatest percentage of agency staff proportionately in theEU. “Business will need to encourage the Government to take their interestsand concerns on board as regards the detail of any final directive in thisarea. “The real question is whether the anticipated reduction in the use ofagency staff will create a corresponding increase in permanent jobs. The surveyshows that this will not necessarily result from these changes.” Previous Article Next Articlelast_img read more